Hello there!

I’m Emily-

Thanks for stopping by my piece of the internet, and welcome to the Bay Area Budgeter blog!

About Me

That’s me on the left!

Bay Area Budgeter is where I write about frugal living, money saving, and budgeting advice for those of us living in the San Francisco Bay Area.

Now, don’t get me wrong! This info can be useful for anyone, but I was born and raised in Silicon Valley. This is where my roots are, though it’s hard to keep roots in an area that’s constantly changing!

I can’t do it alone though!

That’s where my husband comes in

About Me Michael

He’s the one on the left

We are newly weds. One of my series posts was about my frugal wedding. We only spent $3500 on everything. And that includes the major pieces like his suit, my dress, and the venue.

Why is it so important to me to be frugal?

We are a single-income family. There are 5 of us in the house: My mother-in-law, the twins- Max and Liz, Michael and myself. It has been such a blessing to be able to live in my mother-in-law’s house all of these years! Michael and I have been together for 9 years, and to be able to keep up the family house, and get the kids through school has been a great feeling. But it can also cost quite a bit of money.

A main reason why I blog-

It’s awfully expensive living in Silicon Valley. There are two bedroom apartments which rent for $3600 a month! Don’t believe me? Try searching online! And if you remember from earlier, we are a single-income family! You can even see how much I make at my regular 40 hour a week job. You’ll see that it’s quite a struggle living out here.

Now, we currently live in my mother-in-law’s house. Eventually this house will be signed over into our names. However, this house has quite a few structural issues and needs tons of renovating.

About me Marbles

Ever played marbles? You haven’t played it the way we do!

The foundation is starting to offset. Try setting a marble in the middle of the dining room, you’ll have a blast watching it gain speed as it rolls itself toward the front door! And the roof? Hasn’t been replaced or redone since the house was built. That rumbling in the pipes every time the hot water goes on- Love that sound!

With as much charm as this house has, what it doesn’t have is a floor plan that works well for our family. These renovations can be costly but after doing research, we learned that building a house from the ground up is a more cost-effective way to get it right than to sell the house and buy a new one with different issues!

Our Goal

Build enough wealth and generate enough income to rebuild our house in 3 years. With our savings meter being updated monthly, you’ll get a look into the progress we’re getting to make it happen.

We are planning on building the house of our dreams, but I refuse to go into debt to do it.

Follow along with how we’re saving money and cutting costs on The Bay Area Budgeter!



Reader’s Favorites:

1- My $100 Grocery Haul

2- The Wedding Series

3- When Meal Planning Goes Wrong

My Favorites:

1- The Art of Writing Thank You Cards

2- How to Create a Beginner’s Budget

3- Can you make money with Survey Sites?

What else will you find on here?

Meal plans, thrift store finds, a family living on a single income in Silicon Valley, healthy meals on a budget, no spend weeks, and more…